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LASIK Flex Spending

LASIK Flex Spending

Created on: Monday, September 08, 2014
Author: Ophthalmology Consultants The Center For Lasik

What is FSA or Health Savings Account that I can use for LASIK?

A flexible spending account (FSA) is one of the most creative yet underutilized benefits offered by many employers. An FSA is a benefit that allows employees to pay for eligible health care expenses, such as LASIK, with pre-tax dollars. Since the amount if deducted before you are taxed, you instantly save money on the taxes you would have paid. Basically, you save on both income and social security tax! The United States government has approved use of flex spending accounts for both traditional LASIK and the new wavefront enhanced Custom LASIK. You can now use tax-free flex spending accounts to get reimburses for eligible medical expenses. In order to an expense to be reimbursable, the IRS says that the expense must be incurred primarily for the prevention or alleviation of a physical defect or ailment. In contrast, expenditures that are merely beneficial to the general health of an individual are not reimbursable when not incurred primarily for a medical purpose. 

Flex spending accounts allow you to use pretax income on medical expenses including deductibles, co-payments and medical expenses not normally covered by medical insurance like contact lenses, refractive surgery, and even aspirin. LASIK is now one of these elective procedures that is covered by flex spending accounts. If you are interested in using flex spending for LASIK with Ophthalmology Consultants, we encourage you to come in for an evaluation to determine if you are a candidate for the surgery. 

If you have a flex spending account already it is important to plan to use this. Often, flexible spending account dollars are lost if not used by a specific date. The information below is to help you understand how to use your flexible spending dollars for LASIK. Please call us if you have a flex spending account and we can begin to help you with your planning process. 

Conclusions

LASIK flex spending at Ophthalmology Consultants is a great way to afford LASIK eye surgery. We realize that LASIK prices can make achieving great vision impossible. By utilizing flex spending or LASIK financing we can make your clear vision dream a reality! Contact our LASIK coordinator today for more information. 

 

 



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